I made a few small purchases with my debt card and had plenty of money to cover them. Wachovia took the funds out of my account then hit me with 4 overdraft fees @ $35 each. The funds for these transactions were already deducted from my account when I had more than enough cash to cover them. So why did I get overdraft fees. When I call customer service they could not even explain it to me. They told me they could not do anything about it. The only thing I can think of is the fact they are hurting from the mortgage crisis and trying to get money from consumers while they can. No wonder they closing branches and offices nationwide.


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1. Written by Willy P, on 28-07-2009 21:43

I say also staple the check after folding it over, that makes it a real pain or staple it to the envelope. Of course they are only going to deny receiving the money then.

2. Written by andrea in atlanta, on 08-10-2008 18:41

I have had my account for only two years with wachovia, however it has been a rough road. last year when i was unemployed and living on unemployement wachovia managed to charge me over 300.00 in the trumped up service charges that only they can do, as they post and change the posting on your account to their benefit to allow for service charges., recently I made a deposit of cash, my payroll check, it was on hold for two days. I do not understand this, but it was, in that time some transaction came in and again they manged to take there service charges off the top, even though they already had my deposit in there hands!!! I called and tried to work this out over the phone I was told there was nothing that could be done, and offered only 14.00 back out of 135.00 I even told them and have proof that my account was altered to make it look as if i did not have the money in my account but i did. I hope this back goes down and I will be finding another..

3. Written by aviator, on 26-07-2008 18:12

If you have a loan w/ Wachovia, why not do to them what many of us are doing with Wells Fargo. I know it's a little thing, but if ONE MILLION do this, it will help. 

I am an individual, and they can deal with me easily. But, if all us disgruntled customers actually DO unite, Wells Fargo will soon have to CARE. I have decided to send Wells Fargo Financial a hard copy check via regular mail for the sum of .10 (TEN CENTS) to be posted to my account. I will also faithfully pay my Wells Fargo Financial bill. I will send the ten cents checks each 5th, 10th, 15th, 20th, 25th, and 30th of each and every month. I will bend the envelope in such a way that a PERSON will have to open it for processing. In each envelope, along with the check I will place an explanation letter, telling that poor processor why he/she is having to do such a thing. This will cost me a grand total of $3.06 each month(check plus stamp), which I consider a small price to pay to get them to CARE. Imagine what can happen if ONE MILLION of us disgruntled customers unite and do the same thing on the same dates! A swamped mailroom may get someone in Wells Fargo Financial hierarchy to CARE. Please join me in my endeavor. Wells Fargo can easily deal with all us individuals, but if we unite, we can make them listen and care. Maybe YOU have a better idea in getting their attention. If so, please post it.

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