I recently just had Wachovia take $140 in overdraft fees when I had $250 in the bank for transactions clearing. When I called Wachovia they agreed that I had enough money in the bank but refuse to five me the fees back.
I am closing my account with them and I advise you not to open an account with them. Very poor customer service and not customer friendly at all. I don't know who can afford to just give their money away.
Maybe this is there own form of bailout. They will not be using my hard earned money for their bailout.